Hear the latest buzz on the Kelowna Real Estate scene
Housing sales in Kelowna shows no sign of letting up, with new developments launching there has been quite a buying frenzy. Waterscapes in downtown Kelowna had an exceptional opening weekend and the total for condominiums currently under construction throughout Kelowna are already 85% sold. Single family homes are also selling well with the average new house price now standing at around $600k, this doesn’t seem to be a deterrent for many out of town buyers.
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what is the real estate market like right now? has it taken a hit?
Yes, I agree the Kelowna housing market is stable compared to other parts of the country. I’ve watched the prices and they have not dropped much. Kelowna attractions a huge amount of people every year for holiday or planning the big move. I will be selling late this year and things look up! http://www.topcanadianhotels.com
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Hello Kelowna
“On the path they were on they would have paid off their mortgage in 24 years. On their new plan they will save almost $102,000 and have their mortgage paid off in 9 years. Plus, they will have more flexibility month to month to go on trips, enjoy lifestyle toys, invest in prosperous opportunities and live a better life.” 24 years or 9, the choice is yours.
I want to make sure you understand I personally hate getting spam emails and pointless crap so I guarantee this is for real and worth the 3.5 minute read! I am aware I have introduced this concept before, but when I am getting consistent positive feed back from more and more clients I am very excited to share this idea. If you can qualify for a ManulifeOne and do not feel this is a solid concept I will take you out for lunch! Not only that but if you get a ManuOne and decide it does not do what I said, I will give you $500 to switch back to a traditional mortgage. Oh by the way this even does wonders for those who have a paid off house.
In this email I have supplied you with a link so you can confidentially input all your information and see how much better your situation will be. As well, I have provided a real world scenario of a couple I just helped last week.
http://www2.manulifeone.ca/blazeds/onecalc/onecalc.jsp
or
http://www.serviss.ca/manuoneintro.html
Step by step (Start to finish, 2 minutes, seriously. Make sure your sound is on):
On the calculator…
Click “Begin a new calculation”. Input your information. Click “Next” after each screen. Finally Click “Explain”. It is very easy to follow and you will be supplied with a complete report at the end.
VERY IMPORTANT: When you see your “ManuOne Number” click the “Explain Button” (bottom right). Make sure your sound is on for this part. If you want to learn exactly where the savings come from this part explains it.
Client Scenario/Problem:
Their current mortgage was $175,000. When they purchased the house 14 years ago they bought it for $150,000… Notice the issue? They have not made any significant investments and they have a higher mortgage than the original purchase price…
Laid out below are the figures of their situation. In typical Serviss fashion it is presented in a very simple, full transparent manner, no fluff.
Couple (Mr. A, Age 35 and Mrs. A, Age 32)
Business owners
$450,000 House
$175,000 Mortgage - $1,099 Monthly Payment (5.6% Interest - 24 Years Left)
$2,100 Penalty to get out of their RBC Mortgage (3 Months of interest)
$18,000 Car Loan - $438 Monthly Payment (8% Interest - 4 Years Remaining)
$10,000 Line of Credit - $300 Monthly Payment (6.5% Interest - Currently no payoff period)
$8,000 Savings Account
$2,000 Chequing Account
$5,000 Net Combined Monthly Income
$2,800 Monthly Living Expenses (Not including debt payments - So… Bills, Gym Membership, Gas, Groceries, Insurance etc etc)
On the path they were on they would have paid off their mortgage in 24 years. On their new plan they will save almost $102,000 and have their mortgage paid off in 9 years. Similar illustration is attached in PDF form.
Honestly, if you like saving money and would like to be able to spend more money monthly on the fun things then I encourage you to take 2 minutes and see how easy it is. Challenge this program yourself and share it with someone you think may be able to benefit from it.
Have a great week and I look forward to helping you whether it is saving money, making money or providing money.
Dustin Serviss - www.serviss.ca
250 869 1451